See How Teenagers Use This Teen Card

Teen tales: Stories about how a Current by Discover Card could work for your teen.

Teenage Boy In College

Nate: Never too far from home

When 18-year-old Nate left home for college, his parents wanted to give him enough money for books, food and other necessities, but didn't want him to spend it in the wrong places. Nate and his parents agreed on a monthly budget of $200, then used his Current by Discover Card to set up a recurring transfer from their checking account. The teen card allowed them to block usage at ATMs, bars, and hotels, while still giving them an easy way to instantly give him money when his car broke down. Now, both Nate and his parents can agree on two great investments: his college education, and his Current by Discover Card.

Teenage Girl On car

Kristin: First job, first paycheck

16-year-old Kristin loves the independence her new job at the mall has brought her, but she doesn't like spending her day off picking up her paycheck. That's why her Current by Discover Card is set up to receive direct deposit. Kristen and her parents also customized her account so she gets a text message the minute she gets paid, and set an automatic weekly spending limit of $50, so she can start saving for college. Current by Discover Card also hooks her up with exclusive online deals, like discounts at her favorite stores and restaurants—so she can save up for other important stuff... like a customized pair of sneakers. Sweet!

Teenage Boy On Skateboard

Ethan: Couldn't thrash with cash

Like most 15-year-olds, Ethan's allowance seems to disappear almost as soon as he gets it, and he also has a tendency to lose his money (especially during flip tricks on his board). His parents got him Current by Discover Card so they could freeze his account if he loses his teen card, then reactivate it again once it's found. Ethan's card is safer than cash because it's protected against unauthorized use, and it's smarter than cash because he and his parents can just go online to see where his money's going, or keep track of his spending via instant alerts. Now, Ethan is rolling with a cool card he picked out himself, and his parents finally have some peace of mind.

Mother And Daughter

Lucy: Got on the same page with her mom

17-year old Lucy wanted a Current by Discover Card but didn't really know how to start the conversation with her Mom. After reading over some of the details about the card on the website, she decided to print out the How to Get a Card page and use it as a guide. Lucy sat down and explained to her mom how the Current Card benefits them both. Long story short, she is now enjoying her Current by Discover Card. Now she only wishes she could find a "Let me borrow the car" print out to make that conversation a little easier.

The examples provided herein are hypothetical, and are not intended to represent actual Current by Discover Card card holders. The events and descriptions depicted in these examples are fictitious.

How to Get a Card

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Make the Case to Mom and Dad

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Only a parent or guardian can sign up a teenager (who's under the age of 18) for Current by Discover Card. Here’s a quick summary of what it offers, for help with asking your parents:

What it is:

  • Current by Discover Card is a new debit card meant especially for teenagers
  • Teens don’t have to carry cash around, and if they lose the card, the money is still safe
  • Parents stay in control—they decide how much teens can spend, and can even restrict where they can shop
  • Parents can keep track of what teens buy via online statement, e-mail or text message alerts at anytime

How it works:

  • Parents deposit money from a credit card or transfer from a bank account. Teens can even direct deposit their paychecks
  • Parents set spending limits and restrict where teens shop
  • Deactivate the card if lost, and reactivate when found
  • The $0 Fraud Liability Guarantee means that if someone else uses the card without your authority, you’re not responsible
  • It’s only $5 a month per card. There are no minimum balances or loading fees

Why parents and teens love it:

  • Teens like it because they don’t have to worry about losing cash
  • Parents like it because it helps teens learn smart spending skills—we even include financial education tutorials on our website
  • Teens like it because it comes with discounts at the places they like to shop
  • Parents like it because they can send teens money at the click of a mouse
Get started at: CurrentbyDiscover.com