Cash Advance FAQ

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Can I get cash with my Discover Card?: Yes! Discover Card provides quick and easy options to get cash anytime and anywhere. You can get cash with your Discover Card in four easy ways: (1) cash advance into checking, (2) ATMs, (3) banks, and (4) cash access checks.
When might I need cash from my Discover Card?: There are many reasons why cardmembers use their Discover Card to get cash. Cardmembers may need cash advances for everything from unexpected emergencies such as an auto repair to "cash-only" situations such as paying for kids camps and sports fees or giving a last minute gift.
What is cash advance into checking?: With cash advance into checking, you can transfer cash from your Discover Card directly into your checking account.
How will I know if my checking account is eligible for cash advance into checking?: Most accounts from which you've made payments to your Discover Card bill in the past are eligible for these transactions. To find out more about account eligibility requirements, click here.
Can I get cash at an ATM using my Discover Card?: Yes! To get cash at an ATM, all you need is your Discover Card and your PIN. If you don't know your PIN, you can create or change your PIN here.
Where can I find an ATM eligible for Discover Card cash advances?: Use our ATM locator to find an eligible ATM. You can also identify eligible ATMs by looking for the Discover Network Acceptance mark or PULSE logo. Keep in mind that you must have a PIN before you can withdraw cash advance funds from an eligible ATM. If you do not know your PIN, you can create or change your PIN here.
How can I get a PIN so that I can use my Discover Card at ATMs?: To get a new PIN or to change your current PIN, click here.
What if I forgot my PIN?: If you forgot your PIN, need a new one, or want to personalize your current PIN, click here.
Can I get cash from banks nationwide?: Yes! You can get cash from banks nationwide. All you need is your Discover Card and a photo ID. To find your nearest bank, simply go to the bank and ATM locator.
How can I get Discover Card cash access checks?: Go to Discover.com/checks or call 1-800-DISCOVER (1-800-347-2683) to order cash access checks. You will receive ten checks that draw on your available credit and can be used anywhere that accepts checks.
Where can I use cash access checks?: Use cash access checks wherever checks are accepted. The only difference is that instead of funds being withdrawn from your checking account, the funds will be drawn from your available credit, and post to your Discover Card account. These charges will be subject to the cash advance APR and a cash advance transaction fee.
Is there a fee for taking a cash advance?: There may be a cash advance transaction fee. Your information can be found in your Cardmember Agreement. Some ATMs may have additional fees and restrictions.
Is there a limit to how much cash I can receive?: The amount of your cash advance will depend upon what you have available in your cash credit line. Other balances, such as purchases and balance transfers affect how much is available for cash. To check your available cash credit line, visit the Account Center and click on "Card Info."
Why doesn't my bank account show as available for cash into checking transactions?: In order to help prevent fraud, we verify your bank account information through our payment system. If your bank account isn't displayed as available for a cash into checking deposit, it is because your bank account information could not be verified. All you have to do to have your account qualify, is to pay your Discover Card bill, three times within 12 months. Please note, certain electronic bill payment systems may not transfer information necessary to verify the eligibility of your bank account.