Balance Transfers
How to move balances onto your Discover Card.
Streamline Your Finances Online with a Balance Transfer
Consolidate your debt quickly and securely with a balance transfer. Turn multiple bills into one easy payment! Transfer balances from:
- Major credit cards
- Specialty cards (department stores, gas companies)
- Small loans (school loans, auto loans, home improvement loans)
- Household utility accounts that have a balance (electric, medical, phone, gas)
If you are eligible to make a balance transfer, all you need is the most recent bill or statement from your creditor and a few minutes. When you’re done, you can even print a confirmation for your records.
Check out your current offer online today. Or if you prefer, contact Customer Service 24 hours a day, 7 days a week at 1-866-240-7940.
Take a Look at Requesting Balance Transfers
Consolidating Debt Has Never Been Easier
- The Account Center automatically verifies that you have entered the information correctly
- Process up to four transactions at a time, and as many total transactions as you like
- Print a confirmation page for your records
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Related Questions
Browse more questions- How long does it take to process a balance transfer to my Discover Card?
When you request a balance transfer, Discover Card makes a payment to your other creditor(s). It may take up to two weeks for them to receive the funds and credit your other account. This means you should make payments to your creditor(s) until the balance transfer is complete to avoid late fees and finance charges. It’s best to contact your other creditor(s) to confirm they have received the balance transfer.
The balance transfer may post to your Discover Card account at any time within the two-week period. You can check to see if it has posted by logging in to the Account Center and clicking on “View activity since last statement.” Not registered for the Account Center? register now.
- Why is the Credit Available amount noted on my balance transfer offer and balance transfer request pages sometimes different than what I see in my Account Summary?
The credit you have available for a balance transfer reflects your Credit Available minus any balance transfers pending on your Account. Pending balance transfers include balance transfers that have been approved but not yet authorized or that have not yet posted to your Account. Once a balance transfer has posted as a debit to your Aacount it will be reflected in the Credit Available amount in your Account Summary.
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Balance Transfers
